First Time Home Buyer Grants

Buying a home is easier than you think.  Are you a first time home buyer looking to get into a home with little to no money out of pocket?  Let our team of professional lenders help.

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Mortgage Payments, Calculators, etc

I want to buy a house, now what?  Let our team of professional lenders help get you prepared for the home buying process.  They will walk you through each step and prepare you for what is next!

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Apply Now

Ready to see if you can buy a home?  You can get pre approved online now with our professional lenders new DIGITAL mortgage.  Completely confidential, upload everything online... Rather meet our lender in person?  Just let us know and we can arrange that.  Get Started Now!

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Your Letha Martin & Stearns Lending LLC

Welcome! Whether you are on the hunt for your first home, been down the home buying path before or you are refinancing, a crucial part of the home financing process is selecting the right lender and Mortgage Loan Originator for you. Stearns has been helping Americans achieve their dreams of home ownership since 1989, and I am proud to work for a company with a proven track record. My top priority is to provide you with the insights, loan options, tools and support to deliver a customized, straightforward and pleasant experience.

Revolutionizing the Mortgage Experience

As a powerhouse mortgage provider, Stearns offers a wide array of home loan including: FHA*, VA, USDA, conventional, and jumbo. But it’s about more than just the products. We deliver our home loan services using innovative and secure technology to make it easier to communicateshare documents and stay up to date on your loan status. This technical expertise is a perfect complement to the personal service I provide to every single homebuyer and business partner.

Simple. Secure. Easy. The way homebuying should be.

I encourage you take a tour of my website and explore your journey to homeownership.
*Stearns Lending, LLC is an FHA Approved Lending Institution, and is not acting on behalf of or at the direction of HUD/FHA or the Federal government.